• How It Works

  • You’ve probably heard the term “credit repair” at least once or twice in your life. And, if you’re one of the 68 million score-able Americans with a bad or poor credit score (lower than 601), you’ve probably wondered if it can help your standing. But what is credit repair exactly? Let’s break it down.

    Technically, credit repair can involve fixing your bad credit in any way, shape or form, but when most people use the term, they’re referring to the process of disputing errors on credit reports. You can go through this dispute process for free with each of the credit bureaus. This involves filing a formal dispute with the credit bureau(s) in question either online or via snail mail. That formal dispute should provide a detailed explanation of the error and any supporting documentation along with it. Credit repair leverages your legal right to three standards:

    Credit reports must be 100% accurate, entirely fair, and fully substantiated. Too many lesser credit repair companies skip over those last two standards — which involve communicating with your creditors — in favor of depending upon simple credit bureau disputes by themselves.

    Here’s a good example of when a reputable credit repair service can help you do something you may not be able to accomplish yourself. If you have a collection account that’s been sold to a few different debt collectors, it may appear on your credit report multiple times. That information is accurate, but having that one debt dinging your credit score multiple times may not meet the “fair” standard.

  • Our Process

    3 Easy Steps!

  • 1. Credit Evaluation

    Pull your credit report from all three major credit bureaus and weigh all the factors of your report. Sign up for an ongoing credit monitoring program.

  • 2. Set a Goal

    Whether your goal is just to have better credit or to get to a certain credit score. Know exactly what you are working toward.

  • 3. Get Results

    Trust the process and see results.

  • Our exceptional program makes it simple. If you are ready to take action we are ready to help!

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